Dental Insurance Benefits – Use Them – Don’t Lose Them

November 16, 2018

Insurance coverage form

Each year, your dental insurance benefits will reset in January. Many people aren’t aware of this, but if you don’t take advantage of your available benefits in 2018, that doesn’t mean you’ll have extra coverage in 2019. Those unused benefits will just be wasted. The easiest way to maximize your benefits is to schedule two preventive dental checkups and teeth cleanings each year, so if you haven’t had your second visit this year, it’s not too late! Keep reading to learn more about making the most of your 2018 dental insurance coverage.

How Annual Dental Benefits Work

Your dental benefits might seem complex, since you don’t likely look at insurance policies on a daily basis. Luckily, we do! Here aresome of the basics:

  • You’ll be able to review a number of dental policies and choose coverage and monthly premium pricing that makes sense for you and/or your family.
  • Benefits for individual services offer coverage for a percentage of the price of treatments up to a maximum amount.
  • In addition to maximum treatment pricing, mostbenefit policies have an annual maximum amount of coverage.

Maximizing Your Dental Insurance

The easiest way to maximize your dental insurance coverage each year is to visit us for preventive maintenance appointments. Another easy way to make the most of your annual dental benefits is to work with an in-network dental office. In-network dentists have agreed to your insurer’s set pricing for individual services, so you only have to pay the out of pocket costs of dentalcare. Another great way to make the most of your benefits is to apply for coveragepreapproval or preauthorization before beginning advanced treatment. As wereach the end of 2018, we can also help you to plan to make the most of yourbenefits going into the new benefit plan year.

Meet Dr. Jones

Meet Dana C. Jones, DDS.Dr. Jones is a dedicated family and cosmetic dentist, and after decades of dental care experience, he always stays at the forefront of the dental field. Dr.Jones and the Ridgefield Perfect Smile Center team are happy to help you and your family maximize your dental insurance coverage and minimize out of pocket costs. If you’re interested in learning more about available dental benefits or you need to schedule your second checkup for 2018, give us a call today. We’ll do our utmost to accommodate you before the end of the year and help you start your plan to make the most of insurance benefits for the year to come.

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